Home Insurance

For many, a home is their most significant asset. More importantly, it's where families are raised and lifelong memories are made.

At Namaste Insurance Agency in San Leandro, CA, we help you safeguard this cherished asset with home insurance tailored to your priorities and budget.

A standard home insurance policy from Namaste Insurance Agency in San Leandro, CA, safeguards your home's structure and belongings in the event of a disaster, such as a fire.

Additionally, these home insurance policies are typically “package policies.” This means they cover both damage to your property and your liability—your legal responsibility—for any injuries or property damage to others caused by you or your family members (including your household pets).

A home insurance policy usually covers four incidents on the insured property: interior damage, exterior damage, loss or damage of personal assets/belongings, and injury that occurs while on the property.

Home insurance does not cover everything, no matter your policy limits. For this reason, it’s a good idea to customize your policy with additional coverages to suit your specific situation.

Some optional add-on coverage includes earthquake insurance, flood insurance, replacement cost plus, other structures insurance, personal umbrella liability insurance, and many more.

Owning a home is likely to be your most significant investment. It serves as your safety net for years to come. Protecting your home with home insurance provides a sense of security.

If something happens to your home’s structure and it is covered by the right insurer, home insurance in San Leandro, CA, will cover the cost of rebuilding your home.

Home insurance will also cover the cost of your belongings in the event of severe damage. Small items can add up quickly, even if you don't think you own many expensive possessions.

Accidents can happen, and someone could get hurt on your property. Home insurance protects you from the unexpected.

When purchasing home insurance in San Leandro, CA, it’s important to tailor the coverage to your specific needs. At Namaste Insurance Agency, we can help you select the right coverage for your needs.

It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.