We got you covered

Business Owner's Insurance

Don't leave everything to chance; keep yourself protected with insurance.

Get Started

Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Business Owner's Insurance Solutions by Namaste Insurance Agency

If your business has assets, such as equipment or inventory, you could benefit from having a business owner’s policy (BOP). A BOP combines business property, business liability, and business income insurance in one policy.

Click And Learn

General liability

Property damage

Business Owners Policy (BOP)

Cyber Liability Coverage

Workers Compensation

General liability coverage

Risk Factors

There is a possibility that a visitor gets injured or gets their property damaged on your business premises.

Solution

Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages coverage if you, your employees, or your products or services are alleged to have caused bodily injury or property damage to a third party.

Property damage coverage

Risk Factors

Your business property may get damaged by unexpected events like a fire, an explosion, hail, etc., and cause you a significant loss.

Solution

Properties covered by a business policy usually include buildings (owned or rented). The property insurance portion is generally available as named-peril coverage, which only covers damage caused by events specifically listed in the policy (typically fire, explosion, wind damage, vandalism, smoke damage, etc.).

Business Owners Policy (BOP)

Risk Factors

A business owner would require various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. A business owner will typically save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Cyber liability coverage

Risk Factors

A cyber-attack on your computers can be harmful, and you would become liable for the losses & expenses incurred.

Solution

You can get coverage for computer attacks and damage to electronic data and computer systems. Also, offset the effects of your database being hacked or getting affected by a virus.

Workers compensation coverage

Risk Factors

Your employees can get injured while working at your office premises, and you would be liable to pay for their medical expenses.

Solution

This coverage provides insurance to employees who are injured on the job. This type of insurance provides wage replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his right to sue his employer for the incident.

Do I need Business Owner's Insurance?

Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Business owners may have to pay out-of-pocket for costly damages and legal claims against their company without business insurance. Depending on the incident, this could be financially devastating for business owners. In some states, businesses are required to have specific types of business insurance.

A Business Owner's Insurance policy will keep your business protected against

General Liabilities
Property Damage
Business Liabilities
Cyber Liabilities
Bodily Injuries
Service Errors

The Coverage Provided by Business Owner's Insurance

Employees

Workers can accidentally injure customers or cause property damage. With this policy, you'll have protection for them and your business.

Any chance of a lawsuit

If a customer slips and falls at your store, it can help pay their medical and legal expenses.

A physical location

Your BOP policy can help cover businesses run out of your home and a rented or owned office, store, or garage.

Assets that could get stolen or damaged

Digital property, equipment, furniture, cash, and inventory are all difficult to replace without the right insurance.

Private customer data

If someone steals or loses personally identifiable information, this can help pay expenses like notifying impacted clients and public relations.

For comprehensive Business Owner's Insurance tailored to your needs, contact Namaste Insurance Agency in San Leandro, CA. We can help you choose the best coverage options to protect your business assets, liabilities, and income. Call us now to learn more about Business Owner's Insurance.

Already have Business owners Insurance? Switching is easy

It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

Request a Quote

Get Personalized Insurance

Name(Required)

First Last

Phone(Required)

Email(Required)

How can we help you?(Required)

By checking this box, you agree to receive an SMS from Namaste Insurance Agency. You may reply Stop to opt-out at any time!

CAPTCHA

Comments

This field is for validation purposes and should be left unchanged.

Business Owner's Insurance

Business Owner's Insurance Solutions by Namaste Insurance Agency

Click And Learn

General liability coverage

Risk Factors

Solution

Property damage coverage

Risk Factors

Solution

Business Owners Policy (BOP)

Risk Factors

Solution

Cyber liability coverage

Risk Factors

Solution

Workers compensation coverage

Risk Factors

Solution

Do I need Business Owner's Insurance?

A Business Owner's Insurance policy will keep your business protected against

The Coverage Provided by Business Owner's Insurance

Already have Business owners Insurance? Switching is easy

Get Personalized Insurance

Namaste Insurance Agency

Personal Insurance

Business Insurance

Get Quality and Affordable Insurance